Ok, I'm still liking the idea of getting a car. I'm liking the idea of servicing a loan for it less. I've been managing to save a modest amount over the past year or so and if I continue to live frugally then I can still do this, even with a couple of added expenses that I've picked up recently. I think I'm starting to want to wedge my way into a Mazda 3. This is a little above what I was looking at but I've heard nothing but good things about them since the time they were released, both in terms of critical review and personal comments from owners. I have spotted at least one for sale at under $10k and this seems a very reasonable sort of amount to pay for a car of that age and reputation.
So I'll hold off until the end of the year. At that point I'll have extra tiles to play with in my financial juggling game and be not particularly far from losing another expense. Even if I take out a small loan (which I may not have to do) it will be well within my means. Now I've made the decision I'd really like to move ahead with it, but I think deferring it like this is probably the clever way to do it.
So I'll hold off until the end of the year. At that point I'll have extra tiles to play with in my financial juggling game and be not particularly far from losing another expense. Even if I take out a small loan (which I may not have to do) it will be well within my means. Now I've made the decision I'd really like to move ahead with it, but I think deferring it like this is probably the clever way to do it.